Self payment drug and alcohol rehab programs are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse rehabilitation program. To learn more about self payment at a specific program, contact a drug treatment program and inquire as to their payment options. It is a good idea to contact several facilities so that you have an understanding of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is accessible to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances such as whether or not the person has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol treatment, and there are many drug and alcohol rehab centers throughout the country which are covered through Medicaid. Many drug and alcohol treatment facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of a Medicaid rehab program.

Some people are covered through state financed insurance because they fail to qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug rehab programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient substance abuse rehab providers. To find out which rehab programs will accept state financed insurance, speak with a drug and alcohol treatment advisor.

When somebody is abusing drugs or alcohol and is looking for help, there are many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more effective drug treatment facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation facility. For more information, consult with an addiction specialist at a substance abuse rehabilitation center in your area to find out which services your private health insurance will cover.