Hospital inpatient substance abuse treatment is carried out in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may experience the onset of medically dangerous withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also administered to individuals who choose to undergo medication assisted withdrawal, as is the case with individuals who are addicted to opiates and wish to use this type of detox approach to manage the harsh withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will require additional counseling and therapy to entirely recover from addiction.

Drug or alcohol rehabilitation services which are delivered on an outpatient basis are available to addicted people who have circumstances which prevent them from being able to participate in an inpatient rehab program. An outpatient drug and alcohol rehab center delivers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol treatment center where the individual is expected to stay and reside at the rehabilitation center until the treatment process has been fully completed. Outpatient drug treatment is also available for individuals who have completed residential or inpatient treatment but require a comprehensive aftercare program which will offer further support and therapy to help them remain clean and sober.

Self payment substance abuse treatment centers are an excellent alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol rehab program. In order to learn more about self payment at a specific program, make contact with a drug or alcohol treatment center and ask about their payment options. It is beneficial to contact a number of facilities so that you have a comparison of your choices regarding treatment options and payment options.

Medicaid is a type of health insurance which is made available to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug rehabilitation, and there are many drug and alcohol rehabilitation centers throughout the country which are covered through Medicaid. Many drug rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only deliver such treatment on a short term basis, typically 30 days or less. People who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to acquire the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of substance abuse rehab centers around the country. Medicare covers both inpatient and outpatient rehab facilities, and seniors who wish to receive help can consult with their primary care physician to choose a rehab program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehabilitation programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab services. To find out which treatment programs will accept state financed insurance, consult a drug treatment advisor.

If an individual is abusing drugs or alcohol and is looking for help, many effective drug treatment facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial drug treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those individuals who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehab facility. For additional information, speak with with a treatment professional at a drug or alcohol treatment facility in your area to find out which programs your private health insurance will cover.

Military health insurance generally refers to TRICARE and is a typically recognized insurance for specific drug rehab facilities. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE typically covers detoxification, rehabilitation and outpatient treatment.

Paying for drug rehabilitation can be a problem, as all resources have been exhausted due to the persons addiction. Many drug rehab facilities understand this fact which is why many drug and alcohol treatment programs across the nation offer payment options known as a sliding scale fee. There are various variables put into the equation of determining what the fee will be from person to person, and these factors are based on individual circumstances such as income, cash on hand, living circumstances, the size of one's family etc. Sliding scale fees have been in use for some time as most drug treatment programs would rather find a way to make it work financially so that those suffering with addiction can acquire the help they need.