Self payment substance abuse treatment facilities are a great alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, make contact with a drug or alcohol treatment facility and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehab programs throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Some people are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a substance abuse treatment specialist.

If an individual is abusing drugs or alcohol and is looking for help, there are many effective substance abuse rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug rehabilitation program. For additional information, speak with with a treatment professional at a drug or alcohol treatment program in your area to see which programs your private health insurance will cover.