Drug or alcohol rehab programs which are delivered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to participate in an inpatient treatment program. An outpatient substance abuse rehab program offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug rehab center where the person is expected to stay and reside at the rehabilitation center until the treatment process is complete. Outpatient drug rehabilitation is also offered for individuals who have already gone through residential or inpatient treatment but also need a comprehensive aftercare and relapse prevention program which will provide additional support and treatment to help them remain clean and sober.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive treatment services for drug or alcohol addiction at a variety of substance abuse rehabilitation centers around the country. Medicare covers both inpatient and outpatient rehabilitation programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug rehabilitation services. To find out which rehabilitation programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

If a person is addicted to drugs or alcohol and is seeking help, many effective drug or alcohol treatment facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse rehab programs which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment facility. For additional information, consult with a treatment professional at a substance abuse treatment center in your area to find out which services your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a typically recognized insurance for particular drug treatment programs. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE generally covers detox, rehabilitation and outpatient treatment.