Hospital inpatient substance abuse rehabilitation is carried out in a hospital setting and is supervised by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the person may experience the onset of life threatening withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detoxification is not treatment in itself however, and these individuals will need additional counseling and therapy to completely recover from addiction.

Whether it is apparent or not, seniors and older adults encompass a considerable percentage of individuals in the United States who struggle with drug and/or alcohol abuse and addiction. As the baby boomer generation ages, this will become an even bigger problem with an even bigger need for drug and alcohol rehab programs which are prepared to treat seniors and older adults who are in need of treatment for addiction problems. Seniors and older adults are faced with many physical challenges as a result of their age, which can affect treatment outcome if not addressed concurrently. It is beneficial for seniors and older adults to seek rehabilitation before any long term consequences occur.

Self payment drug and alcohol rehabilitation centers are an outstanding alternative to other types of treatment programs i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their substance abuse treatment program. In order to learn more about self payment programs, make contact with a drug or alcohol treatment program and ask about their payment options. It is a good idea to contact several facilities so that you have a comparison of your choices regarding treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances such as whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug treatment, and there are a lot of drug rehab centers throughout the country which are covered through Medicaid. Many drug rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full benefits of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this issue is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for addiction at a wide variety of drug and alcohol treatment centers around the country. Medicare covers both inpatient and outpatient treatment facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some people are covered through state financed insurance because they do not meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will sometimes cover the costs associated with substance abuse treatment at a variety of drug rehab facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which treatment programs will accept state financed insurance, consult a drug and alcohol treatment professional.

When someone is addicted to drugs or alcohol and is looking for help, many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term programs accept private health insurance, far more beneficial substance abuse rehab facilities which require an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol rehab program. For additional information, speak with with a treatment professional at a drug treatment facility in your area to find out which services your private health insurance will cover.

Military health insurance usually relates to TRICARE and is a typically accepted insurance for certain drug treatment programs. A drug rehab that accepts military insurance will usually accept most other types of insurance as well. TRICARE commonly covers detox, rehab and outpatient treatment.