Self payment substance abuse treatment facilities are a great alternative to other types of treatment centers i.e. private medical insurance and state funded programs. Individuals who are able to attend self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug rehabilitation program. To learn more about self payment at a specific program, make contact with a drug or alcohol treatment facility and ask about their payment options. It is beneficial to contact a number of facilities so that you have an understanding of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors such as whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug or alcohol treatment, and there are a lot of drug rehab programs throughout the country which are covered through Medicaid. Most drug and alcohol rehab programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. Individuals who have Medicaid should explore which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their Medicare benefits to receive vital treatment services for addiction at a wide variety of substance abuse rehabilitation centers around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer affordable health insurance to those who cannot afford private health insurance. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug treatment programs around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug treatment services. To find out which rehab facilities will accept state financed insurance, speak with a drug and alcohol treatment professional.

If somebody is addicted to drugs or alcohol and is seeking help, there are many effective drug rehabilitation programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more beneficial substance abuse rehab facilities which provide an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can differ in terms of treatment curriculum, but those people who are covered by private health insurance are fortunate enough to have financial assistance when it comes to paying for a drug or alcohol treatment program. For more information, consult with a treatment professional at a drug treatment center in your area to see which programs your private health insurance will cover.