Drug or alcohol rehabilitation services which are offered on an outpatient basis are readily available to addicted individuals who have circumstances which prevent them from being able to take part in an inpatient rehab center. An outpatient drug and alcohol treatment facility offers many of the same services as an inpatient program, but allows for flexibility as opposed to an inpatient drug or alcohol rehabilitation program where the person is expected to stay and reside at the rehab facility until the treatment process has been fully completed. Outpatient drug or alcohol rehab is also offered for individuals who have completed residential or inpatient treatment but also need a comprehensive aftercare program which will provide additional support and therapy to help them remain clean and sober.

Self payment substance abuse rehab programs are an outstanding alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are capable of attending self payment programs pay for their entire rehab process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment programs, make contact with a drug or alcohol treatment center and ask about their payment options. It is beneficial to contact several facilities so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other circumstances including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are a lot of drug and alcohol treatment facilities throughout the country which are covered through Medicaid. Most drug and alcohol rehabilitation programs which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, typically 30 days or less. Individuals who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism can effect many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered through the Medicare program, an insurance plan funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a variety of drug treatment programs around the country. Medicare covers both inpatient and outpatient treatment facilities, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would fit his or her particular needs.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer affordable health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehabilitation services. To find out which treatment facilities will accept state financed insurance, consult a drug treatment professional.

When someone is abusing drugs or alcohol and is seeking help, many effective drug or alcohol treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab centers which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehabilitation facility. For additional information, consult with an addiction specialist at a substance abuse treatment program in your area to see which services your private health insurance will cover.

Military health insurance usually refers to TRICARE and is a typically accepted insurance for particular drug treatment centers. A drug rehab that accepts military insurance will normally accept most other types of insurance as well. TRICARE typically covers detox, rehab and outpatient treatment.