Self payment drug and alcohol rehabilitation centers are an outstanding alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. People who are able to attend self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. To learn more about self payment at a specific program, make contact with a substance abuse rehabilitation center and ask about their payment options. It is beneficial to contact a number of programs so that you have an understanding of your choices with regards to rehab options and payment methods.

Medicaid is a type of health insurance which is offered to individuals in certain low-income tax brackets. Eligibility for Medicaid depends greatly on income and other factors including whether or not the person has dependents and if they receive any other financial assistance. Medicaid may even cover the costs associated with drug rehab, and there are many drug treatment centers throughout the country which are covered through Medicaid. Most drug and alcohol treatment programs which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, typically 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of such a program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem continues to grow as each year passes. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for drug or alcohol addiction at a wide variety of drug rehabilitation facilities around the country. Medicare covers both inpatient and outpatient rehab programs, and seniors who wish to receive treatment can consult with their primary care physician to choose a rehab program covered by Medicare which would fit his or her particular needs.

Some people are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug rehabilitation centers around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient substance abuse rehab providers. To find out which rehabilitation facilities will accept state financed insurance, speak with a substance abuse treatment advisor.

If an individual is addicted to drugs or alcohol and is looking for help, there are many effective drug rehabilitation facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective drug or alcohol rehab programs which offer an inpatient or residential stay for at least 90 days are also an available option. These rehab facilities which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol treatment facility. For additional information, speak with with an addiction specialist at a drug rehab facility in your area to see which services your private health insurance will cover.