Hospital inpatient drug or alcohol rehabilitation is performed in a hospital or similar setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of life threatening withdrawal symptoms, which is sometimes true when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which must be supervised very carefully by medical professionals to minimize ant dangerous health complications. Hospital inpatient treatment is also delivered to individuals who desire a medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detox approach to manage the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will need further counseling and therapy to completely recover from addiction.

Self payment drug and alcohol rehabilitation facilities are a great alternative to other types of rehab programs i.e. private medical insurance and state funded facilities. Individuals who are capable of attending self payment programs pay for their entire treatment process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug or alcohol treatment program. In order to learn more about self payment programs, contact a substance abuse treatment program and ask about their payment options. It is a good idea to contact a number of facilities so that you have an understanding of your choices with regards to treatment options and payment methods.

Medicaid is a type of health insurance which is offered to people in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other circumstances including whether or not the individual has dependents and if they receive any other financial assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are a lot of drug and alcohol rehab programs throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation facilities which are covered through Medicaid may only provide a limited treatment curriculum and may only supply such treatment on a short term basis, usually 30 days or less. People who have Medicaid should research which programs cover the greatest amount of treatment for the most amount of time to acquire the full rewards of a Medicaid rehab program.

Some individuals are covered through state financed insurance because they do not qualify for Medicaid. Some states however offer state financed health insurance to those individuals who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug treatment centers around the country. State financed insurance other than Medicaid may cover both outpatient or inpatient drug treatment services. To find out which rehab programs will accept state financed insurance, consult a drug and alcohol treatment advisor.

When an individual is addicted to drugs or alcohol and is looking for help, many effective drug or alcohol rehab facilities accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse treatment facilities which offer an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can differ in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug rehabilitation facility. For additional information, speak with with an addiction specialist at a drug rehab center in your area to find out which programs your private health insurance will cover.

Military health insurance typically pertains to TRICARE and is a normally accepted insurance for specific drug treatment facilities. A drug rehab that accepts military insurance will typically accept most other types of insurance as well. TRICARE generally covers detox, rehabilitation and outpatient treatment.