Hospital inpatient drug treatment is performed in a hospital setting and is overseen by doctors and other medical staff. Hospital inpatient treatment is often necessary in the beginning stages of abstinence when the client may encounter the onset of medically dangerous withdrawal symptoms, which is sometimes the case when quitting alcohol as well as a category of prescription drugs known as benzodiazepines which should be supervised very carefully by medical professionals in case of any complications. Hospital inpatient treatment is also delivered to those who choose to undergo medication assisted withdrawal, as is the case with opiate addicted individuals who wish to use this type of detoxification technique to avoid the severe withdrawal symptoms associated with heroin or other opiate withdrawal. This type of opiate detox is not treatment in itself however, and these people will require further counseling and therapy to completely recover from addiction.

Self payment drug and alcohol rehab facilities are an outstanding alternative to other types of rehab centers i.e. private medical insurance and state funded programs. People who are able to attend self payment programs pay for their entire rehabilitation process out of pocket. Keep in mind though, this does not mean that they will not have access to financial assistance if needed. It just means that self payment is their primary method of covering the cost of their drug treatment program. In order to learn more about self payment programs, make contact with a drug treatment program and ask about their payment options. It is a good idea to contact several programs so that you have a comparison of your choices regarding rehab options and payment options.

Medicaid is a type of health insurance which is made available to individuals in certain low-income tax brackets. Eligibility for Medicaid is dependent on income and other factors including whether or not the individual has dependents and if they receive any other assistance. Medicaid may possibly even cover the costs associated with drug or alcohol rehabilitation, and there are many drug and alcohol treatment programs throughout the country which are covered through Medicaid. Many drug and alcohol rehabilitation facilities which are covered through Medicaid may only deliver a limited treatment curriculum and may only provide such treatment on a short term basis, usually 30 days or less. People who have Medicaid should look for which programs cover the greatest amount of treatment for the most amount of time to reap the full rewards of a Medicaid rehab program.

Drug addiction and alcoholism affects many older Americans and seniors, and this problem is projected to only worsen in the coming years. Seniors who are covered by Medicare, an insurance program funded through the federal government for Americans in this age bracket, can use their benefits to receive vital treatment services for substance abuse at a wide variety of substance abuse rehab centers around the country. Medicare covers both inpatient and outpatient treatment programs, and seniors who are in need of help can consult with their primary care physician to choose a treatment program covered by Medicare which would be suitable for them.

Some individuals are covered through state financed insurance because they fail to meet the eligibility requirements for Medicaid. Some states however offer state financed health insurance to those who cannot afford private health insurance plans. State financed health insurance programs will in some cases cover the costs associated with substance abuse treatment at a wide variety of drug and alcohol rehabilitation facilities around the country. State financed insurance other than Medicaid may cover both inpatient or outpatient drug rehab providers. To find out which rehab facilities will accept state financed insurance, speak with a drug and alcohol treatment professional.

When an individual is addicted to drugs or alcohol and is looking for help, there are many effective substance abuse treatment programs accept private health insurance. Whereas some outpatient and short term rehab facilities accept private health insurance, far more effective substance abuse rehab centers which require an inpatient or residential stay for at least 90 days are also an available option. These treatment programs which accept private health insurance can vary in terms of treatment curriculum, but those clients who are covered by private health insurance are fortunate enough to have financial assistance when it comes to attending a drug or alcohol rehab program. For additional information, consult with an addiction specialist at a drug or alcohol treatment program in your area to see which services your private health insurance will cover.

Military health insurance typically relates to TRICARE and is a typically accepted insurance for particular drug rehabilitation programs. A drug rehab that accepts military insurance will commonly accept most other types of insurance as well. TRICARE generally covers detox, rehab and outpatient treatment.